BUY A HOME

We Offer Options To The Prospective Buyer

CONVENTIONAL FINANCING

 

A very important step in the home-buying process is to get pre-qualified for a mortgage:
This will give us an idea of the price range that you can afford so that we can get you in one of our homes that matches what you want or connect you with a licensed agent who can go out and find the best deal on a home that is right for you.

Getting pre-qualified will require that you provide a lender with some basic information on your income, assets, and debt. We can arrange to have this done for you at no cost.

Another benefit in getting pre-qualified is that it is an expression of your seriousness in purchasing a home, which may be a deciding factor in a situation of competing offers from other not-yet qualified buyers on your dream home.

Enter your information below and we will get in touch with your shortly.

 

 ALTERNATIVE FINANCING

 

Rent-To-Own

Rent To Own is a type of legally documented transaction under which the owner / landlord of real property leases the real property to a tenant(s)  under a lease agreement in exchange for a weekly or monthly payment. The owner/landlord also offers the tenant(s) the option to purchase the leased real property under an option to purchase agreement, setting forth the terms and conditions under which the tenant has an option,  but not an obligation,  to purchase the property at some point in the future. 

6 REASONS RENT-TO-OWN WORKS FOR YOU:

1) Rent Credits: Each month, a part of your rent goes towards the purchase of your home, allowing you to build equity in your home faster than a traditional mortgage – no more wasting money on rent.
2) Improving Your Property: Because you will own this property soon, any improvements you make that increase the value of the property help you build more equity for yourself.
3) No banks to deal with – no more bank hassles!
4) Own Your Own Home: You enjoy the benefits of owning your home BEFORE you technically ever buy it!
5) Flexibility: You have total flexibility with the OPTION to buy your home, not the
obligation!
6) Your Credit: You are creating a strong credit reference while you are renting-to-own

Owner Financing

Owner Financing is where the seller of the property also plays the role of the bank. carrying back a mortgage on any balance due, up to 80% of the property’s purchase price.  At closing you as the buyer will take title to the property. This transaction requires a down payment of up to 20% depending on the credit worthiness of the buyer.  All other terms and conditions of the agreement are negotiable. This sort of an agreement can save the buyer additional upfront costs and fees ( Form 9 Endorsements ALTA Environment Fee, Processing Underwriting Fee, Lender Title Insurance Fee, Title Insurance, Examination Fee, Deed Recording Fee and Settlement Closing Fee) typically associated with conventional financing offered by banks.

Find Me a Home & Get Pre-Qualified

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